Updated March 20, 2025
Yes, you may be able to access your superannuation early to cover necessary dental treatment under the Compassionate Release of Superannuation (CRS) program. This applies to treatments that are essential for your health and not readily available through the public system.
At The Dental Place in Reservoir, we assist patients with this process to ensure they receive the care they need.
What Are Compassionate Grounds for Early Super Release?
The Australian Taxation Office (ATO) may grant early super release if:
- The treatment is medically necessary
- You have supporting documentation from a dental or medical professional
- You cannot afford the treatment through other means
- The amount withdrawn is directly related to the cost of treatment
What Dental Treatments Can Be Covered?
Common procedures that may be covered include:
- Dental implants and full-mouth rehabilitation
- Braces or Invisalign
- Crowns, bridges, and dentures
- Oral surgery, including wisdom tooth removal
- Periodontal (gum disease) treatment
How Do I Apply for Early Super Release?
- Consult with our Reservoir dentist to assess your needs
- Obtain a medical support letter confirming treatment necessity
- Submit an application to the ATO via myGov
- Receive approval and access your funds
How Long Does the Process Take?
The ATO generally processes applications within 10 to 14 business days, but additional time may be needed depending on your super fund.
Before Accessing Your Super
Consider speaking with your super fund and seeking financial advice to understand the long-term impact. You may also want to explore alternative payment options.
Can The Dental Place in Reservoir Help?
Yes. We can assist with documentation, treatment planning, and guiding you through the application process.
Contact Us for Assistance
If you’re considering accessing your super for dental treatment in Reservoir, contact our team to discuss your options. We proudly serve patients from Preston, Bundoora, Thomastown, and surrounding areas.